What is a Bail Bond?
The Constitution of the United States provides each individual the right to non-excessive bail. The Bill of Rights prohibits the government of depriving any person of life, liberty or property without due process of law.
Traditionally bail is some form of property pledged to a court as a financial incentive for the defendant to return to court when called upon. Bail Bonds are Surety Bonds used to make this guarantee. The Bail Bond guarantees the entire amount of the bail if the defendant fails to appear.
The Bail Bond process begins by the defendant, relative or friend contacting a Bail Agent to arrange for bail. The family member(s) or friend(s) would then agree to co-sign or indemnify the Bail Bond. This means they are promising or guaranteeing the face amount or penal amount of the bond or any expense if the defendant fails to appear in court and the court declares a forfeiture of the bond.
Cost of a Bail Bond
The cost of a Bail Bond is 10% of the actual bail amount. This is an insurance premium rate filed with the New Jersey Department of Banking and Insurance. It is the same as for any other lines of insurance a consumer might purchase. It is illegal to rebate (price cut).
Affordable Bail Options
We understand the economic hardships of meeting the unplanned expense of Bail.
Please understand when we ask you questions. We know what is needed to help you and we want your business.